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Is an SBI home loan applicable for the purchases of a residential?

Yes!! they give loans to purchase plots n the name is called SBI REALITY LOAN. the interest rate is bit hugher than home loan and they have max tenure of 5years before construction. So you can plan in such a way that buy plot and repay before 5 years so that interest rates wont change to higher side. one strict condition for purchasing plot is that the plot should have Cc done. and you dont have to go for legal verification if lender is sbi because they verify so strictly and thorrowly that a lawyer should learn from the bank.

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