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I have a home loan with Bank of Baroda for buying a residential plot.?

You can build a simple basic house, not so elegant a structure, on the plot of land: Build a small house, not more than 500 sq. ft. It can be load bearing structure, no need for RCC Simple plastered walls Simple Shahabad tiles Simple windows Such a house should not cost you more than Rs. 5~6 lakhs. Maybe less, maybe little more. DO NOTE HOWEVER THAT THIS IS JUST TO MAINTAIN HOME LOAN CONDITION. This money is totally wasted (plus demolition cost) when you build a real house later or sell the land.

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